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Cottage Food Eligible

Nuts & Seeds

Raw and roasted nuts, seeds, and nut butters sold direct to Iowa customers

None
License required
Iowa Code 137F.20
Governing law
Major allergen — label clearly
Allergen status
DIAL
Regulator
What's covered vs. what needs a different path

Covered here

  • Raw and roasted tree nuts and peanuts sold shelled or in-shell
  • Seeds (pumpkin, sunflower, sesame) sold raw or roasted
  • Shelf-stable nut and seed butters
  • Candied or chocolate-covered nuts sold as a dry, shelf-stable good

Needs a different path

  • Nut butters with added perishable ingredients requiring refrigeration
  • Wholesale sales to grocers or food service distributors
  • Products where allergen cross-contact isn't disclosed
  • Any nut- or seed-based product blended with meat or dairy (routes to those categories)
How to get compliant
A

Confirm shelf stability

Plain, roasted, or candied nuts and seeds are dry, non-TCS goods and fit Iowa's cottage food exemption without a license; most nut butters qualify too if they stay shelf-stable.

B

Flag the allergen loudly

Tree nuts, peanuts, and sesame are three of the nine major food allergens — make sure your label calls them out clearly, and disclose any shared-equipment cross-contact risk even though that's a best practice beyond the bare legal minimum.

C

Label and sell direct

Add your contact info, the common name, full ingredients, and the exemption statement, and keep every sale direct-to-consumer.

Quick reference
ItemRuleRegulator
Raw/roasted nuts and seedsCottage food eligible; no licenseIowa Code 137F.20
Nut and seed butters (shelf-stable)Cottage food eligible; no licenseIowa Code 137F.20
LabelingName/contact, common name, ingredients, allergens, exemption statementIowa Code 137F.20(2)
Allergen disclosureTree nuts, peanuts, sesame are major allergensFDA / Iowa Code 137F.20(2)(d)
Wholesale salesRequires a licensed food establishmentDIAL
Frequently asked
Do I need a separate label warning for cross-contact with other nuts?

Iowa's cottage food law requires disclosing major allergens actually contained in the food; a voluntary "may contain" cross-contact statement is a widely recommended best practice on top of that, especially if you process multiple nut types in the same kitchen.

Can I sell flavored or candied nuts under cottage food?

Yes, as long as the finished product is shelf-stable and properly labeled with all added ingredients.

Is peanut butter treated differently from tree-nut butters?

Both are treated the same under Iowa's cottage food rules as long as they're shelf-stable; the difference matters more for allergen labeling specificity (peanut vs. specific tree nuts).

What if I want to sell to a local coffee shop for resale?

That's a wholesale transaction and falls outside cottage food's direct-to-consumer requirement — you'd need a licensed food establishment arrangement instead.

Printable checklist
  • Product confirmed shelf-stable, no refrigeration needed
  • Label includes name, contact info, and common product name
  • Full ingredient list with tree nut/peanut/sesame flagged
  • Exemption statement included
  • All sales kept direct-to-consumer